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  • Are You At Risk By Not Using Credit Card Authorization Forms?
    The use of a credit card authorization form can significantly reduce the risk of credit card fraud or non-authorized charges to both buyers and sellers. Not collecting a credit card authorization form can cost the seller money in both higher credit card processing fees and chargeback fees. What is needed for a good credit card authorization form?
  • Are You Formalizing Your Asset Purchase Intentions?
    The Letter of Intent to Purchase the Assets of a Company will enable all persons concerned to specify the terms and conditions prior to the writing of a formal agreement. It should be concise and lay down the various key points that will prove its value and help facilitate good asset purchases.
  • Are You Properly Executing Due Diligence In Your Business Activities?
    Before jumping into a business purchase, stock investment, debt offering or other type of significant business transaction it is wise to investigate the operations of the businesses involved in the transaction. A due diligence checklist systematically evaluates all of the significant areas of the business operations.
  • Are You Properly Tracking Your Company's Stock?
    The Capitalization Table provides investors with a bird's eye view of the sum total of all the different securities issued by a company. It includes the amount of investment that the company has procured from investors and the distribution of securities which might include common/preferred shares, options, warranties etc. and the individual capitalization ratios.
  • Are You Using A Business Plan To Plan For Your Success?
    Though it is widely perceived in commercial circles that these Business Plans very soon become outdated, nevertheless the Business Plan is a tool for planning your business success, which in turn helps managers to better comprehend the business and then choose wisely from among a set of competing options.
  • Are Your Products Getting The Proper Distribution?
    Using a distributor agreement can formalize a distribution relationship with product resellers and distributors. It's simple, the more people selling your product the more money you will make and one of the best ways to sell your product is through the use of a written distributor agreement.
  • Are Your Shipments Accompanied By A Proper Bill of Lading?
    Shipping, it's how goods get from one place to another. A bill of lading is an essential document to the transport of goods; documenting the specifics, measurements, and values of the cargo as it travels from one shipping point to the next.
  • Do You Have A Proper Medical Expense Reimbursement And Disability Benefits Plan?
    A Medical Expense Reimbursement and Disability Benefit Plan (the Plan) is a way of obtaining reimbursement for medical and disability expenses as agreed to between an Employee and the Corporation. With today's healthcare crisis, more and more employees are coming to expect such benefits from their employer.
  • Do Your Employees Know The Ground Rules?
    One of the main aims of the Employee Handbook is to engender the best of environments for employer and employee, thereby resulting in optimal performance of the company.
  • Formalizing Your Employment Agreements To Mitigate Exposure Risk
    The Employment Agreement is an important document that sets out the terms and conditions agreed to between the employer and the employee. It implies that the employer shall gainfully employ the employee in a capacity as specified in the terms and conditions of the Employment Agreement.
  • Formally Identify Your Shareholders With A Shareholder Agreement
    Protect your company and your shareholders from disputes regarding ownership percentage or number of shares held by investors. A shareholder Agreement formally documents an individual shareholder’s holdings in a company.
  • Get Tax Benefits, Protect Your Assets With An Irrevocable Trust
    Want tax benefits for your estate? Want to protect your assets? An irrevocable trust agreement can do both and more.
  • Get Your Business Started With Your Articles Of Incorporation
    When you start your business one of the first things you need to do is file your company’s articles of incorporation with the proper state authority. But exactly what are articles of incorporation and what do they do?
  • Give Your Customers The Credit They Deserve, Use A Credit Application
    One of the best ways to increase sales is to extend credit terms to your business customers. Companies that extend credit have an average of 37% higher revenues than companies that do not. Extending terms to your customers allows them to be flexible with their payments and pay you in accordance with their individual cash flows.
  • Have You Protected Your Loved Ones By Signing A Living Trust Agreement?
    It is common practice in the United States to use a Living Trust since it facilitates the transfer of assets to heirs without need to go through probate. Not having to go through probate is very convenient and time saving as well as being private.
  • How To Achieve Better Loans With A Quality Loan Application
    The quality of a loan, for both the lender and borrower, is directly affected by the quality and completeness of he loan application itself. Interest rates, duration, fees, and other aspects of the loan are all directly related to the form itself.
  • How To Extend Licenses To Use Software With A Software License Agreement
    Protecting the use and copy of software can be a difficult and daunting task. The use of a software license agreement formally establishes your company’s position on the use and distribution of your software products.
  • How To Generate Pro Forma Financial Statements For A Company
    Many companies generate and keep historical financial statements, but very few develop a working set of pro forma financials. Pro Forma financial statements are designed to give you a look at the projected, future financial statements of a company.
  • How To Make An Offer To Purchase Real Estate
    An Offer to Purchase Real Estate is a legally binding contract between two or more parties for the purchase/sale, exchange or otherwise conveying title of property from one party to the other. Most often, the Offer to Purchase Real Estate is bilateral in nature and it should conform to contract law in general and in addition, should be set down in writing to be considered as enforceable by law.
  • How to Monitor Your Cash Flows With A Cash Flow Statement
    Does your company post a profit? Even with profits, cash flow is an entire different animal. Often ignored, but of great importance to the operations of any business, cash flow monitoring is the best test to determine whether your company is reaching its full potential.
  • How To Protect Your Assets With A Last Will And Testament
    The Last Will and Testament holds the final instructions of the person making it, to set forth the means by which to distribute the person's property in the event of his death. This document is the final Will that will revoke all previous Wills and specify the manner in which all properties and assets of the maker are to be disposed.
  • How To Raise Capital With A Stock Purchase Agreement
    Selling stock in your company can be a great way to help the company achieve its goals and grow at a rate that can far exceed that of under capitalized companies. A stock purchase agreement details the sale of stock to each investor, evidencing their investment, ownership percentage, and information regarding both parties involved.
  • How To Use A Request For Proposal To Get Exactly What You Want
    Define exactly what it is you want before you actually sign a contract with a vendor or supplier. Documenting and submitting a request for proposal will help ensure that what you are getting is exactly what you want. RFPs also help streamline the management process by which bids are reviewed, priced, and ultimately selected.
  • How To Use Purchase Orders To Track Purchases
    Without the use of purchase orders within an organization expenses can quickly get out of control. The use of such a form allows you to know exactly what is purchased when and by whom.
  • Is Your Business In Balance? All About The Balance Sheet
    Along with the income statement and statement of cash flows the balance sheet is one of the three primary financial statements used by businesses to evaluate the financial health of a company.
  • Is Your Business Ready To Expand And Raise Capital?
    Raising capital can help your business grow at a much faster pace. Most businesses grow organically over a lengthy period of time using profits to fund their growth. A more modern approach would be to fund that growth through issuing securities by using a private placement memorandum.
  • Is Your Company At Risk? Make Good Use Of A Certificate Of Insurance
    A certificate of insurance provides evidence to vendors and customer of the types of insurance coverage required in most working environments. Failure to have the proper coverage can limit the amount of work your business qualifies to perform.
  • Need To Sell More? Try A Reseller Arrangement
    A Reseller is a company or an individual who purchases goods or services in order to sell them further, instead of consuming them for personal use. The Reseller Agreement is a mutually agreed statement that spells out the terms of service between the Seller and the Reseller.
  • Partner Up In Business With A Joint Venture Agreement
    It happens all the time; situations arise in business when it makes sense to partner with another person, service provider, or company for a specific purpose or project. The best way to formalize these types of partnerships is through a joint venture agreement.
  • Protect Your Rights, Wishes, And Family With A Durable Power of Attorney
    Using a durable power of attorney to grant another person the right to act on your behalf should you become incapacitated is a great way to protect yourself, your family, and estate.
  • The Importance Of Formalizing Your Intentions In A Written Letter Of Intent
    Not having a properly drafted Letter of Intent may lead to loss of business as well as ambiguity in setting out the proposed terms of an intended sale. After all, when thinking of buying a business, the intentions to buy should be clearly set out at the very beginning.
  • The Ins and Outs Of A Financial Statement Audit Report
    All public companies and many private companies as well, undergo an annual financial statement audit; the culmination of which is an audit report. The audit report gives an opinion of an outside accountant on the overall financial condition of the company.
  • The Qualities Of An Effective Executive Summary
    Before writing or handing out a bull blow business plan to employees and prospective investors it’s a good idea to develop an executive summary.
  • What Are Corporate Bylaws And Does Your Company Use Them Effectively?
    As a company files its articles of incorporation the next step is write its corporate bylaws which will specifically outline guideline by which the company is run. They are the framework within which all strategic and operational decisions must be made.
  • What Is The Importance Of A Partnership Agreement?
    A Partnership Agreement is defined as being an arrangement that is agreed to by all parties to the transaction. Why is a professional agreement important to your business?
  • What Makes A Good Employment Application And Why Is It Important?
    The best way to weed through a stack of potential candidates for any position is the use of a professional quality employment application. This document will also gather all important information on candidates on one single form.

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