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Get in Control of Your Credit Card Debt
Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
Credit Card Cheques - An Expensive Convenience
Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost.
Is Cashback The Future For Credit Cards?
Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
How Important Is Credit Card APR?
Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate.
Credit Card Balance Transfer Fees
Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born.
Flat Rate Credit Cards
Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.
When Not To Use A Credit Card
Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
Which Kind Of Credit Card Should I Choose?
There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need.
Simple Steps to Prevent Credit Card Fraud
Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you.
The Downsides to Debt Consolidation
Debt consolidation is often portrayed as a simple way out of your debt troubles and money worries, but when is life ever that simple? There are drawbacks to consolidation that you need to bear in mind before making your decision to continue.
Credit Cards: Why You Should Pay More Than The Minimum
Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimuum repayments will make the situation worse, and this article explains why.
Getting a Loan When You're a Tenant
It's been easier than ever in recent years for people who own their own home to be accepted for loans and other credit. What's the situation for tenants and others who aren't homeowners?
Are Online Credit Card Applications Too Easy?
Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it.
Choosing Cashback Or Rewards Credit Cards
With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them.
Charity Credit Cards - A Good Deal?
Charity credit cards are often presented as an easy way to donate to charity without any cost to yourself, but is it really that simple? This article shows how there might be more cost effective options available.
Comparing Secured and Unsecured Loans
The internet is awash with advertisements urging you to solve your financial worries with a personal loan, but taking out the wrong kind can be disastrous for your financial future. In this article we compare the benefits and drawbacks of secured and unsecured loans.
About Sports Affinity Credit Cards
Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you.
Is It Worth Applying For A Platinum Credit Card?
There are many things to consider when applying for a credit card, but is being a status symbol one of them? Read why applying for a platinum credit card might not be the best course of action.
Choosing Between Cash Back Or Rewards Credit Cards
These days, more and more credit cards are offering enticements to spend more in the shape of cash back and rewards programs. Which version is right for you?
Getting The Most Benefit From Your Rewards Credit Card
Credit cards with a rewards program can be a very valuable way of profiting from your everyday spending, but to get the best out of them you need to use them wisely. Find out how to maximize the benefits you'll get.
Benefits Of A Business Credit Card
Running a business means that there are dozens of things competing for your time, and so anything you can do to streamline your operation is to be welcomed. Find out how taking out a business credit card can improve the financial side of your enterprise.
The True Cost Of Late Credit Card Repayments
Despite the recent reductions in the amount you're charged for making a late payment on your credit card, it's still best to avoid it when you can. Find out why there's more than a simple fee involved.
Staying Out Of Trouble With Your Credit Card
While credit cards can certainly be convenient and useful, they can also pose dangers to your financial wellbeing. Following a few simple rules, however, will keep you out of trouble.
Credit Cards And Your Credit Score
Your credit rating is the major factor in deciding what kind of credit card is worth applying for. Find out what you can expect at different levels of credit scoring.
Does Your Credit Card Pay Its Way?
Most people by now aware of the potential dangers of credit cards in that it's all to easy to run up excessive debts. However, not as many people realise that using a credit card can actually be a profitable activity.
Do You Really Need A Secured Loan?
You might not always know it from the bright and breezy TV adverts, but a secured loan is a very serious financial commitment, potentially putting your home at risk. Before applying, it's a good idea to ask yourself whether an alternative is a better option.
Clearing Up Credit Card Jargon
Credit card companies are almost gleeful in the amount of jargon they use, rarely using a simple word when a few obscure ones will do. Find out what some of the most common terms mean, and how they affect your choices when applying for a new card.
Is It Time To Upgrade Your Credit Card?
If you've been using the same credit card for several years, you could well be missing out. Competition in the credit card industry over the years has delivered more and more benefits for cardholders. Is it time you upgraded to a better deal?
Balance Transfers Plus A Savings Account Equals Easy Cash
The practice of shifting debt from one credit card to another to take advantage of 0% balance transfer deals isn't as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could actually make you money for nothing.
Credit Card Basics
Applying for a credit card is a common online activity, but how can you decide which one to go for? Understanding the basics will go a long way in helping you to reach your decision.
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