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Joseph Kenny's Articles in Personal Finance

  • College Grads - Maximize Your Benefits
    So you've graduated from college. Congratulations, that's no small feat. Now it's time to roll out the resume and dive headfirst into the job market. Chances are you'll endure your share of interviews and meet a few nice and not so nice people along the way before you get that first job offer.
  • Coping With Identity Theft
    Lock your doors, hide your money in the safe, hire security guards to protect your prized possessions, but what can you do if someone stole your identity? If something valuable is stolen, you can call the police and hope to get your stolen property back.
  • Get A Low Cost Loan By Using Balance Transfers
    Keeping interest payments down is a sign of good money management and credit card tarts have got it down to a fine art. Credit card tarts take advantage of 0% balance transfer deals to make sure they never pay interest on their credit card debt.
  • Government Loans - Get What You Are Due
    As a student you can obtain a substantial financial support from the federal government for your college tuition, books and laboratory fees. The loan accrues no interest during the time that you are legitimately enrolled as a student but will commence drawing interest upon graduation or whenever you leave college.
  • Is It Possible To Recover Quickly After Declaring Bankruptcy?
    If you have ever had to declare bankruptcy, then you are also wondering if there ever will be a way to recover from having to undergo such a process. Quite possibly, it has already been a couple of years since the declaration, and you currently see no end in sight.
  • Keeping Away from the Joneses: Avoiding the "Affluenza" Epidemic
    So you're out mowing your lawn one day. You happen to glance up from your beat up old mower across the street, where your neighbor is pulling into his driveway in a brand new luxury sedan while a team of hired gardeners carefully manicure his lush green yard.
  • Make Life a Little Easier: Setting a Budget and Sticking with it
    Where does the idea of sitting down a coming up with a personal budget rank on your list of "things I can't wait to do"? If you're like most people, it's probably somewhere between jabbing a fork in your ear and getting a root canal.
  • The Anatomy of a Dollar Bill
    Greenbacks. Moolah. Dough. Benjamins. All nicknames for the one thing we're all in an endless quest to get more of - money. It's as much a part of our everyday lives as is sleep, food, even breathing. But have you ever really stopped to take a look at these little green monsters that seem to run our lives?
  • The Secret of Home Budgeting
    A home budget is based on your income and expenses. It is the best step towards building sound money management. It helps you to keep a track on your expenses and adjust your outgoings in a way that they do not exceed your income. Creating a personal budget will give you an idea of your current financial status.
  • Tips On How To Cut Your Monthly Expenditures
    Money can certainly be tight for many of us, and most of us could use a few tips on how to cut down our monthly bills. While not all tips will ever work for anyone, a number of these can be used by most - that means that there should be something here you can use.
  • Typical Mistakes People Make Concerning Their Finances And How To Avoid Them
    In our day of easy access to credit cards, loans, and so many things that you must have, it is almost no wonder that so many are getting themselves into financial trouble. Everywhere we turn we face some ad that tells us we cannot live happy unless we have such and such a product.
  • Your First Home Loan : What You Need to Know
    So you've decided to buy a home. Perhaps you're a newlywed, and you and your spouse are starry eyed and off to pursue the American dream. Whatever your reason, you're ready to buy, and you're ready to buy now.

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