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Joseph Kenny's Articles

  • How To Help Cancer Charities With Your Credit Card
    Shopping, meals and holidays are just some of the items we put on our credit cards. But credit card spending does not have to be selfish. Credit card holders can use their credit cards to support worthwhile causes such as charities.
  • How To Invest Your Money Safely
    When it comes to making investments, most people know that there is always room for a possible loss. Stock market investments in particular are rather notorious for taking a rather well funded portfolio and emptying it rather quickly. Of course, that does not happen all the time, otherwise no one would do it.
  • How To Keep Your Credit Card Interest Rate At 0%
    We've all been tempted by 0% credit card interest rate offers. These offers are usually for short periods of three to 12 months and there are usually conditions attached.
  • How To Make A Well-Balanced Investment Portfolio
    Getting a good investment portfolio is something that everyone needs who does any kind of investing. Having a good spread of investments is also a good idea, in the event that one area of investments takes a loss.
  • How To Make Sense Of The Student Credit Cards
    Getting your first credit card carries with it a degree of excitement and independence. Not only does it mean that you do not have to carry cash around with you, but you also have the power to "charge it."
  • How To Make Sure You Don't Fall For A Credit Card Scam
    Credit card fraudsters are having to up their game and are becoming ever more ingenious with the scams they try to pull off.
  • How to Maximize Your Credit Card Rewards
    Been sucked in to the lure of a "rewards" credit card only to get burned in the end by high interest rates and a less than stellar return when it came time to cash in those points? You're not alone.
  • How to Protect Yourself While Internet Banking
    There is no doubt about the fact that identity theft is on the increase. More and more people are losing their identities and money each year due to the efforts of a select few individuals who know how to use the Internet to their advantage.
  • How To Save Money On Your Mortgage
    For most people, purchasing a home is one of the biggest investments they will ever make. Buying a house or apartment usually involves a lot of money, especially if it is mortgaged.
  • How to Save on your Insurance Premiums
    There is no doubt about the fact that insurance premiums are on the rise. They have risen so high, in fact; that many people simply feel they can't afford them. Of course, considering the fact that insurance is generally required for your home and vehicle if you are still paying on a loan for these items, you can really find yourself in a Catch 22 situation.
  • How To Select A 0% APR Interest Credit Card
    When you are looking for a credit card, you probably already know that you cannot beat a 0% APR interest credit card. After all, what can be better than paying no interest? Of course, this only applies to the introductory offer, but it can sure beat the interest levels you may already be paying on another credit card.
  • How To Select A Debt Settlement Company
    A debt settlement company works towards negotiating the amount of debt with creditors. These companies devise a monthly savings plan, based on the total amount of debt a borrower has.
  • How To Select The Air Miles Credit Card You Need
    Being a traveler that often uses the airlines as your means of getting around, you want to be able to have a good air miles credit card.
  • How To Successfully Get Started In The Stock Market
    Most all of us have hear stories of someone who has made some money by investing in stock. So we all know that it can be done. You may have even heard someone say that it is easy, and anyone can do it.
  • How To Successfully Get Started In The Stock Market
    Most all of us have hear stories of someone who has made some money by investing in stock. So we all know that it can be done. You may have even heard someone say that it is easy, and anyone can do it.
  • How To Support A Charity With Your Credit Card
    For people who are organized and careful, using a credit card can be a good way of managing debt and handling spending. And there are other advantages that can make credit card use even more appealing.
  • How To Use Your Credit Card To Really Save You Some Money
    Today it is very common to think of credit cards as one of the major causes of so many people getting in debt. While that certainly is true for some, it may come as a surprise to you to know that by using a credit card in a certain way, that you could actually get sizable savings. Here are some tips for getting the maximum benefits of your credit card.
  • How Your Credit Card Interest Charge is Determined
    Your credit card's interest rate isn't the only thing that affects how much you end up paying on your credit card bill, though it is a major determining factor. There is a difference between your interest rate and your interest charge.
  • Identity Theft - Who Is Using Your Credit Card?
    Sometimes you get a shock when you open your credit card statement, and it's not just because of the phenomenal amount you spent on clothes last month.
  • Insurance Costs and How To Reduce Them
    If you are thinking of cutting down your insurance costs then you will definitely have to put in some efforts. You will have to explore all the possible options and resources if you want to save money on insurance.
  • Insuring Your Overseas Home
    The number of UK residents how now have overseas homes is steadily on the increase. In some cases these overseas homes are for holiday purposes, such as with Spain, in other cases they're bought for the purpose of spending at least part of the time of the owner's retirement, such as with Cyprus.
  • Interest Only Mortgages - What You Need to Know Before Obtaining One
    Buying a home is a dream that just about everyone has. Unfortunately, many individuals are unable to afford a home without assistance. Even with financial assistance, in the form of a mortgage, there are still many individuals who find it difficult to own their own home.
  • Interested in Opening a Checking Account? What to Consider
    A large number of individuals have a checking account. There are even some who have more than one. A checking account is similar to a savings account, but the money is usually easier to access.
  • Internet Banking - Which Web Bank is Right For You
    Finding information online seems like the proverbial search for the needle in the haystack - with so many sites and adverts vying for attention just thinking about searching for an internet bank is enough to bring on a headache.
  • Introduction To Social Security
    In order to address the routine concerns of many, regarding the payment of bills post-retirement or disability, a federal benefits program was designed in the United States, in 1935, known as the Social Securities Act.
  • Introductory Rate Credit Cards: Some Popular Features
    Using introductory rate credit cards has become a popular way for UK borrowers to manage credit card debt. Introductory rate credit cards offer borrowers a preferential interest rate when they first sign up for a new card.
  • Investing In Bonds For A Secured Future
    There may have been more than one occasion when you might have had to borrow money from a friend: at the coffee shop, in the office, or even for the cab service. When you run out of money, borrowing is usually your only way out.
  • Investing In Foreign Currencies - The FOREX
    Building a diversified portfolio gives you a lot more stability with your investments and enables you to keep on the profit side of things more easily.
  • Is A Payday Loan Your Best Credit Option?
    Many people overspend from time to time or need a bit of extra cash to cover an unforeseen expense. There are a number of options for covering this type of financial emergency.
  • Is A Reverse Mortgage Right For You?
    In the last few years reverse mortgages have been growing in popularity among the elderly. While there are numerous advantages associated with reverse mortgages there are also disadvantages as well. Before you take out a reverse mortgage, be sure you have the whole story.
  • Is A Reverse Mortgage The Right Option For You?
    Reverse mortgages are designed to provide those who are retired, or near retirement with a way to keep on getting an income, or money to meet other expenses as they grow older.
  • Is It Possible To Recover Quickly After Declaring Bankruptcy?
    If you have ever had to declare bankruptcy, then you are also wondering if there ever will be a way to recover from having to undergo such a process. Quite possibly, it has already been a couple of years since the declaration, and you currently see no end in sight.
  • Is Your Bank Overcharging You For Your Overdraft?
    Unauthorised overdraft fees. These are three words that worry every bank customer. An unauthorised overdraft fee is the fee charged by a bank when customers go over their overdraft limit.
  • Is Your Credit Rating In Danger?
    People seldom know why they have been turned down for credit. In fact, it often comes as a shock. Some people don't find out till they are standing in a shop with a store card application in their hands.
  • It's Not Me! Preventing and Dealing With Identity Theft
    It's one of the fastest growing crimes in the country, and most victims are unaware they've become a target until long after the crime is committed. We're talking about identity theft. In today's world, information travels faster than ever, and that includes your personal information.
  • Keeping Away from the Joneses: Avoiding the "Affluenza" Epidemic
    So you're out mowing your lawn one day. You happen to glance up from your beat up old mower across the street, where your neighbor is pulling into his driveway in a brand new luxury sedan while a team of hired gardeners carefully manicure his lush green yard.

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