Jon Francis's Articles in Credit - Article Directory - Add Articles

Search:

Jon Francis's Articles in Credit

Show All\|Display Category\|Title\|Newest\|Oldest
Cashback Credit Cards - Top Tips for Finding the Right One Cashback and reward credit cards are rapidly gaining popularity here in the UK. Imagine being paid to spend money. That's the idea behind a cashback credit card. What is a Platinum Credit Card? You may have heard one of your mates boasting that they've been approved for a platinum credit card and wondered exactly what all the hullabaloo and fuss is over. Is Being Pre-Approved for a Credit Card Just a Sales Tactic? Congratulations! You've been pre-approved for the best credit card that UK lenders have to offer. All four of them. Or six of them. Or... how many offers was that in your post box this last week? How your Credit Rating Affects your Credit Card Application When you apply for a credit card, one of the factors that come most into play in whether or not you are approved is your credit rating. How To Use Your Existing Credit Cards To Reduce Interest Payments How would you like to pay 7 to 10 percentage points LESS in interest on your current credit cards? What do you think it would take to lower the APR on your favorite credit card by as much as 50%? Is a Student Credit Card Different to a Normal Credit Card Chances are that if you attend Uni, or are at the age to, you've been deluged with offers to apply for your pre-approved student credit card. What are the Best Credit Card Reward Schemes? It used to be when you wanted to apply for a credit card, choosing the best credit card was an easy thing. What's the Catch With Credit Card Freebies? You've certainly heard it said that there's no such thing as a free lunch. If you believe that, then you must be eyeing the current crop of 0% balance transfer cards with a wary eye, wondering where you'll find the catch that makes it not so free. What's The Difference Between A Credit Card And A Store Card? Would you like to save 10% on your purchase today by filling out an application for our store credit card?... Are Business Credit Cards A Bettor Option To Personal Cards? If you're a small business owner in the UK, you're not alone. There are hundreds of thousands of entrepreneurs, contractors, shop-owners and other businessmen in the UK today. Many of these businesses have just one employee - the owner. Why You Should Avoid Just Making The Minimum Monthly Repayment So your credit card accounts come in, and you're looking to be in pretty good financial shape. The minimum repayment is only £35, a walk in the park. You write the cheque, and send it off, content that you've done the responsible thing in paying on your credit card just as you're told. How Can You Reduce The Cost Of Using Your Credit Card Abroad? When you compare credit cards, it may profit you to compare what it costs to use them abroad. Not all credit cards are created equal when it comes to overseas holidays. The balance transfer credit card that has such a great interest rate could sink your finances if you use it abroad. Are The Days Of Balance Transfer Credit Cards Over? If you follow the financial news and financial pundits, you've probably heard that the heyday of the balance transfer credit card is over - or at least in its dwindling days. Are Charity Credit Cards Good For Charity? Not long ago, Robin Amlot posted a bit of a rant about the charity credit card craze at MSN Money. The rant was on target, as far as it went. If your intent is to donate to a charity, your favourite charity will certainly get far more from your gift if you make the donation directly. What's The Best Type Credit Card For Expensive Purchases? Finance experts often give conflicting advice, but there's one bit of advice that most agree upon. If you use credit cards, you should watch which one you use for which type of purpose. The one that you use to pay for your day to day expenses is not necessarily the best card to use for your long term purchases. Are Credit Cards The Root To All Evil? If money is the root to all evil, say many financial experts, then credit cards are the demon's spawn. For evidence, they point to spiraling debt and the dire reports that the UK has become a nation of debtors who live by the principle of instant gratification. What's Best Practise For Using Credit Cards? It's a question that most people who use credit cards might ask - what's the best practise for using a card? Especially if your getting ready to apply for a new card, the question may be on your mind - since much of the advice about choosing a credit card focuses on how you'll use it. Is Credit Card Debt In The UK At An All Time High? If you read the newspapers, it's hard to avoid the pundits of doom. We've become a nation of debtors, they say, and the road to the debtors prison is paved with plastic. What Are The Best UK Credit Card Deals At The Moment? Get ready for some changes in the face of the UK credit card market this summer. Several major companies have announced changes in their best deals on balance transfer credit cards or lowered their typical rate on their most popular products. When Is The Best Time To Use A Low Interest Credit Card? The resident financial experts will tell you that there are times when one credit card is better than another. They offer different features, and many are better suited to being used in one situation than in another - or, to be more precise, you'll get more benefit from using one credit card over another in certain situations. Why Could My Credit Card Application Be Refused? Many people have questions when they apply for a credit card - which is the best for me? How do they decide to give me a credit card? Why do they need to know all these things about me? Why You Should Compare Credit Cards Before Applying You have been pre-approved for a low interest credit card with a typical APR of 12.5%, and an introductory rate of 7% for the first three months. There's an application fee of £25, and an annual membership fee of only £22.50. Does it sound like a good deal to you? How To Use Credit Cards And Beat The Charges We do love our credit cards - to the tune of billions in extra fees, interest and other charges paid out each year, according the FSA. Credit cards can cost you dearly if you're not careful. Cashback Credit Cards - Top Tips For Finding The Right One Did you know that a credit card with a low APR isn't always the best credit card to use for your purchases? Credit Card Consolidation - Make Your Debt Manageable Debt consolidation is a term you'll hear often in the adverts for loans - especially home loans. The idea is to take out a loan large enough to pay off your credit cards and other loans, then pay off the loan at a lower interest rate than you were paying on the credit cards. Balance Transfer Credit Cards - Are They Still A Good Deal? There's been a lot of press lately about the demise of balance transfer credit cards. The reports of their death, to use an old quote, have been greatly exaggerated. Which Credit Cards Should You Avoid? According to statistics in a recent survey, less than half of those who apply for a credit card shop around at all. They either accept the credit card offered by their bank or another organization, or they fall prey to a credit card advert that lands in their post box. Is that any way to find the best credit card deal? Credit Card Applications - The Rights And Wrongs Credit cards are virtually a must-have these days. With more and more businesses paying wages via direct deposit, and creditors preferring direct debit for their bill payments, it simply makes sense to have a credit card to deal with everyday expenses. Use A Bad Credit Credit Card To Repair Past Disasters Use a credit card to get you out of the mess caused by credit cards? If you're trying to repair a damaged credit history, bad credit credit cards may hold part of the key. The trick is all in choosing the right option and using it wisely. What are Low Interest Credit Cards? One bit of advice you'll often get when you're thinking of applying for a credit card is to look for one with a low rate of interest, or a low APR. It used to be traditional wisdom that your best option in a credit card was always the one with the lowest interest - but not anymore. Are We Seeing The Demise Of The Balance Transfer Credit Card? A few years back, credit card companies realized that they reached nearly every potential new customer. In order to keep increasing their market shares and their profits, they were going to have to entice people who already had credit cards to jump ship from their old companies and apply for a new credit card with them. Why should you get a Credit Report before Applying for a Credit Card? How much do you know about your credit report? Do you know what gets recorded in it, and how your credit report affects you when you apply for a credit card? Here are some things you should know about your credit report. Use a Bad Credit Credit Card to Repair your Credit If you've been struggling with credit problems and trying to mend bent and broken credit, you may feel as if you'll never be able to clear your adverse credit rating. But there is a way! Ten Reasons why Credit Cards are so Popular in the UK According to APACS (Association for Payment Clearing Services), in 2004 we Brits charged just about £269bn on our plastic. Cash sales for the same period totaled just about £268bn. Which Credit Cards should you Avoid? Just as there is no best credit card for everyone, there's no single one that stands out as the worst, or one to avoid. It's all about finding the one that fits your needs and your circumstances. What are Instant Credit Cards? Apply for a credit card online today! Instant approval! Gone are the days of sending for a credit card application and sending it off in the snail mail, then waiting weeks for an approval decision.
[1] [2]

Popular Articles
About Us
Link to Us
Contact Us
Privacy Policy
Terms of Service
Article RSS Feeds

Tech and Learning

Results.gov

Baby News
Domain Forum
Trucks For Sale
Blogging Forum

Design by SEO Info: SEO Forum

Providing Articles on everything from Credit and Finance to Health and Beauty