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Credit Cards and the Buy It Now Culture What do you do when you see the perfect dress in the window at a shop - but don't have the cash on hand to pay for it? If you're like a growing number of people in the UK, you whack it onto your credit card and pay for it when the bill comes in. What's the Ideal Number of Credit Cards to Have? One of the most often asked questions about credit cards is 'what's the ideal number of credit cards to have?' How do you Compare Different Cash Back Credit Cards? When you're looking for the best cash back credit card UK companies offer, it helps to know how to compare one with the other. Usually, when you're shopping for a credit card UK offer, you're looking at how to SAVE money on low interest rates and fees. How do you Stop Spiraling Credit Card Debt? In today's world, when even the most modest financial transactions are made via plastic, it's easier than ever to get caught up in a spiraling twist of rising credit card debt. How do you Compare Different Balance Transfer Credit Cards? One of the most popular types of credit cards over the past few years is the balance transfer credit card. Cashback Credit Cards vs Reward - What's the Right One? Not sure how to choose between a cashback credit card and a reward credit card? Here are a few hints on how to compare credit cards to help you decide which one is the right one for you. Will Credit Cards Replace Cash Altogether? In 2005 for the first time ever, plastic purchases topped cash purchases. Are we heading for a cashless society where credit cards replace cash altogether? Credit Cards and Debt Lately it seems you can't pick up the paper without reading another bit about how the UK is becoming a nation up to its elbows in credit card debt. How many Credit Cards is too Many Credit Cards? Sometimes it seems you can't open the postbox without having a slew of credit card offers and applications slide out into your hand. You are already pre-approved. The Hidden Cost of using your Credit Card Abroad If you thought that you were being wise and saving your hard earned cash by using credit cards for your holiday abroad, think again, warns the Saga Group. 10 Reasons why You Should Have a Business Credit Card There are lots of good reasons that you should have a credit card specifically for the use of your business, in the name of your business. What are the Most Common Credit Card FAQs Finding the right credit card for you can be a difficult choice that throws up many question. We've captured those below all in one place Credit Card Chip & Pin - What's it all about? You can't much pick up the paper or turn on the telly without hearing something about credit card fraud and identity theft these days. That's why the UK credit card market started testing a new type of card back in 2003. Are you Liable for Credit Card Payments if your Card is Stolen? Despite all your care, your credit card has been stolen, and now there are charges outstanding on it that you never authorised. Are you liable for those charges? Balance Transfer Credit Cards - Top Tips for Finding the Right One Have you got an outstanding balance on a credit card that's draining your monthly spending money with high interest rates? You're not alone. Credit Card Basics: Make the Right Choices If you're getting ready to apply for a credit card for the first time, you may be concerned about finding the best credit card. How do Credit Card Companies Make their Money? Have you ever wondered how credit card companies can afford to offer you cash rewards and airline miles and all the goodies that go with using their credit cards? What are Instant Credit Cards? Apply for a credit card online today! Instant approval! Gone are the days of sending for a credit card application and sending it off in the snail mail, then waiting weeks for an approval decision. Which Credit Cards should you Avoid? Just as there is no best credit card for everyone, there's no single one that stands out as the worst, or one to avoid. It's all about finding the one that fits your needs and your circumstances. Ten Reasons why Credit Cards are so Popular in the UK According to APACS (Association for Payment Clearing Services), in 2004 we Brits charged just about £269bn on our plastic. Cash sales for the same period totaled just about £268bn. Use a Bad Credit Credit Card to Repair your Credit If you've been struggling with credit problems and trying to mend bent and broken credit, you may feel as if you'll never be able to clear your adverse credit rating. But there is a way! Why should you get a Credit Report before Applying for a Credit Card? How much do you know about your credit report? Do you know what gets recorded in it, and how your credit report affects you when you apply for a credit card? Here are some things you should know about your credit report. Are We Seeing The Demise Of The Balance Transfer Credit Card? A few years back, credit card companies realized that they reached nearly every potential new customer. In order to keep increasing their market shares and their profits, they were going to have to entice people who already had credit cards to jump ship from their old companies and apply for a new credit card with them. What are Low Interest Credit Cards? One bit of advice you'll often get when you're thinking of applying for a credit card is to look for one with a low rate of interest, or a low APR. It used to be traditional wisdom that your best option in a credit card was always the one with the lowest interest - but not anymore. Use A Bad Credit Credit Card To Repair Past Disasters Use a credit card to get you out of the mess caused by credit cards? If you're trying to repair a damaged credit history, bad credit credit cards may hold part of the key. The trick is all in choosing the right option and using it wisely. Credit Card Applications - The Rights And Wrongs Credit cards are virtually a must-have these days. With more and more businesses paying wages via direct deposit, and creditors preferring direct debit for their bill payments, it simply makes sense to have a credit card to deal with everyday expenses. Which Credit Cards Should You Avoid? According to statistics in a recent survey, less than half of those who apply for a credit card shop around at all. They either accept the credit card offered by their bank or another organization, or they fall prey to a credit card advert that lands in their post box. Is that any way to find the best credit card deal? Balance Transfer Credit Cards - Are They Still A Good Deal? There's been a lot of press lately about the demise of balance transfer credit cards. The reports of their death, to use an old quote, have been greatly exaggerated. Credit Card Consolidation - Make Your Debt Manageable Debt consolidation is a term you'll hear often in the adverts for loans - especially home loans. The idea is to take out a loan large enough to pay off your credit cards and other loans, then pay off the loan at a lower interest rate than you were paying on the credit cards. Cashback Credit Cards - Top Tips For Finding The Right One Did you know that a credit card with a low APR isn't always the best credit card to use for your purchases?
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