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Why You Should Compare Credit Cards Before Applying
You have been pre-approved for a low interest credit card with a typical APR of 12.5%, and an introductory rate of 7% for the first three months. There's an application fee of £25, and an annual membership fee of only £22.50. Does it sound like a good deal to you?
Why Could My Credit Card Application Be Refused?
Many people have questions when they apply for a credit card - which is the best for me? How do they decide to give me a credit card? Why do they need to know all these things about me?
When Is The Best Time To Use A Low Interest Credit Card?
The resident financial experts will tell you that there are times when one credit card is better than another. They offer different features, and many are better suited to being used in one situation than in another - or, to be more precise, you'll get more benefit from using one credit card over another in certain situations.
What Are The Best UK Credit Card Deals At The Moment?
Get ready for some changes in the face of the UK credit card market this summer. Several major companies have announced changes in their best deals on balance transfer credit cards or lowered their typical rate on their most popular products.
Is Credit Card Debt In The UK At An All Time High?
If you read the newspapers, it's hard to avoid the pundits of doom. We've become a nation of debtors, they say, and the road to the debtors prison is paved with plastic.
What's Best Practise For Using Credit Cards?
It's a question that most people who use credit cards might ask - what's the best practise for using a card? Especially if your getting ready to apply for a new card, the question may be on your mind - since much of the advice about choosing a credit card focuses on how you'll use it.
Are Credit Cards The Root To All Evil?
If money is the root to all evil, say many financial experts, then credit cards are the demon's spawn. For evidence, they point to spiraling debt and the dire reports that the UK has become a nation of debtors who live by the principle of instant gratification.
What's The Best Type Credit Card For Expensive Purchases?
Finance experts often give conflicting advice, but there's one bit of advice that most agree upon. If you use credit cards, you should watch which one you use for which type of purpose. The one that you use to pay for your day to day expenses is not necessarily the best card to use for your long term purchases.
Are Charity Credit Cards Good For Charity?
Not long ago, Robin Amlot posted a bit of a rant about the charity credit card craze at MSN Money. The rant was on target, as far as it went. If your intent is to donate to a charity, your favourite charity will certainly get far more from your gift if you make the donation directly.
Are The Days Of Balance Transfer Credit Cards Over?
If you follow the financial news and financial pundits, you've probably heard that the heyday of the balance transfer credit card is over - or at least in its dwindling days.
How Can You Reduce The Cost Of Using Your Credit Card Abroad?
When you compare credit cards, it may profit you to compare what it costs to use them abroad. Not all credit cards are created equal when it comes to overseas holidays. The balance transfer credit card that has such a great interest rate could sink your finances if you use it abroad.
Why You Should Avoid Just Making The Minimum Monthly Repayment
So your credit card accounts come in, and you're looking to be in pretty good financial shape. The minimum repayment is only £35, a walk in the park. You write the cheque, and send it off, content that you've done the responsible thing in paying on your credit card just as you're told.
Are Business Credit Cards A Bettor Option To Personal Cards?
If you're a small business owner in the UK, you're not alone. There are hundreds of thousands of entrepreneurs, contractors, shop-owners and other businessmen in the UK today. Many of these businesses have just one employee - the owner.
What's The Difference Between A Credit Card And A Store Card?
Would you like to save 10% on your purchase today by filling out an application for our store credit card?...
What's the Catch With Credit Card Freebies?
You've certainly heard it said that there's no such thing as a free lunch. If you believe that, then you must be eyeing the current crop of 0% balance transfer cards with a wary eye, wondering where you'll find the catch that makes it not so free.
What are the Best Credit Card Reward Schemes?
It used to be when you wanted to apply for a credit card, choosing the best credit card was an easy thing.
Is a Student Credit Card Different to a Normal Credit Card
Chances are that if you attend Uni, or are at the age to, you've been deluged with offers to apply for your pre-approved student credit card.
How To Use Your Existing Credit Cards To Reduce Interest Payments
How would you like to pay 7 to 10 percentage points LESS in interest on your current credit cards? What do you think it would take to lower the APR on your favorite credit card by as much as 50%?
How your Credit Rating Affects your Credit Card Application
When you apply for a credit card, one of the factors that come most into play in whether or not you are approved is your credit rating.
Is Being Pre-Approved for a Credit Card Just a Sales Tactic?
Congratulations! You've been pre-approved for the best credit card that UK lenders have to offer. All four of them. Or six of them. Or... how many offers was that in your post box this last week?
What is a Platinum Credit Card?
You may have heard one of your mates boasting that they've been approved for a platinum credit card and wondered exactly what all the hullabaloo and fuss is over.
Cashback Credit Cards - Top Tips for Finding the Right One
Cashback and reward credit cards are rapidly gaining popularity here in the UK. Imagine being paid to spend money. That's the idea behind a cashback credit card.
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